Up to $275,000 to draw against when the week is uneven. Take what you need, pay it back, draw again.
Most of the businesses we work with are not short of customers. They are short of the cash that shows up sixty days after the job is done. A line of credit sits behind that gap so payroll does not depend on when a customer decides to pay.
We work with both. If you are not sure which fits, that is what the call is for.
| Business Line of Credit | Revenue-Based Funding | |
|---|---|---|
| How you get it | Draw only what you need, pay for what you use | One lump sum up front |
| How you pay it back | Revolves as you repay | Fixed payback amount, remitted as you earn |
| Up to | Up to $275,000 | Up to $2,000,000 |
| Term | Up to 2 years | Up to 3 years |
| Best for | Uneven weeks, payroll gaps, a cash cushion | Inventory, equipment, payroll, a growth push |
Your offer depends on multiple factors including revenue, time in business, and approval.
Five questions about your business and what the money is for. Takes about two minutes.
The last few months. It is one of the main factors underwriting is based on.
Offers usually come back within 24 hours. You get the structures that fit, the cost of each in plain numbers, and a straight answer on which one we would take.
Tell us anyway. We will say so plainly instead of running you through an application that ends in a no, and we will tell you what to fix so the answer changes in six months.
That is common and it is not disqualifying. Bring the current schedule and we will look at whether replacing it actually costs you less.
No. You pay for what you draw. An open line sitting at zero is not costing you a payment.
Once your statements are in, offers usually come back within 24 hours, often within a couple of hours. Funding lands within 24 to 48 hours after you pick one.
No. Seeing your offers does not involve a hard credit pull. If you move forward, we tell you before anything is pulled.
Common and not disqualifying. Bring the current schedule and we will look at whether replacing it actually costs you less.
Two minutes, no hard credit pull, offers back within 24 hours.
Start my application Or call 888-850-2656