Up to $2,000,000 in one lump sum, repaid as a share of what you bring in instead of a payment that ignores your month.
A fixed monthly payment assumes every month looks the same. Most businesses we work with do not work that way. Revenue-based funding puts the money in now and takes it back as you earn, which is why it clears when a term product will not.
We work with both. If you are not sure which fits, that is what the call is for.
| Business Line of Credit | Revenue-Based Funding | |
|---|---|---|
| How you get it | Draw only what you need, pay for what you use | One lump sum up front |
| How you pay it back | Revolves as you repay | Fixed payback amount, remitted as you earn |
| Up to | Up to $275,000 | Up to $2,000,000 |
| Term | Up to 2 years | Up to 3 years |
| Best for | Uneven weeks, payroll gaps, a cash cushion | Inventory, equipment, payroll, a growth push |
Your offer depends on multiple factors including revenue, time in business, and approval.
Five questions about your business and what the money is for. Takes about two minutes.
The last few months. It is one of the main factors underwriting is based on.
Offers usually come back within 24 hours. You get the structures that fit, the cost of each in plain numbers, and a straight answer on which one we would take.
Tell us anyway. We will say so plainly instead of running you through an application that ends in a no, and we will tell you what to fix so the answer changes in six months.
That is common and it is not disqualifying. Bring the current schedule and we will look at whether replacing it actually costs you less.
Repayment is tied to what you bring in rather than a flat amount charged on the same day regardless of your month.
Your revenue decides it. Your offer depends on multiple factors including revenue, time in business, and approval.
Because that is what underwriting is based on. Revenue in your account decides your real number, which is why we ask for statements instead of guessing from a form.
Offers usually come back within 24 hours, often within a couple of hours. Funding lands within 24 to 48 hours after you pick one.
Common and not disqualifying. Bring the current schedule and we will look at whether replacing it actually costs you less.
Two minutes, no hard credit pull, offers back within 24 hours.
Start my application Or call 888-850-2656